Self-employed people can choose from several different retirement plan options. These include traditional and Roth IRAs, SEP IRAs, SIMPLE IRAs, solo 401(k)s, and even a self-employed pension. The best fit for you and your business depends on your business structure, number of employees, and income.
Skyrocketing college tuition has students taking on debt to pay for college. But your area of study can affect your future earning potential — and your ability to pay back that burdensome student debt. Find out how your major can affect your earning potential before it’s too late.
As a freelancer, maintaining long-term clients is the dream. Asking existing clients for a higher rate is challenging but not impossible. Learn how to negotiate a higher freelance rate with existing clients, including a template for how to address a rate increase.
As a freelancer, you set your own rates. To convince potential clients you’re worth more than the average freelancer, you’ll need to demonstrate your value and give off an air of professionalism, which you can do in a number of ways. Learn how to get higher freelance rates from new clients.
There are a number of reasons why you might want or need to work at night. Night jobs provide a way to earn income outside of the 9-to-5 lifestyle. And there are plenty of jobs available that suit different people, schedules, and skills. Are you interested in working at night? Read on for some options.
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